Stobox Digital Compliance Platform (DCP)

Ex. VASP-as-a-Service

The Stobox Digital Compliance Platform (DCP) is a regulatory compliance and risk management solution designed for Stobox enterprise clients operating on Stobox infrastructure. It provides businesses with essential compliance tools to meet KYC (Know Your Customer), KYB (Know Your Business), AML (Anti-Money Laundering), and Travel Rule requirements.

This service is mandatory for clients who lack sufficient compliance systems because Stobox, as a regulated infrastructure provider, is obligated to maintain strict oversight of compliance operations across its ecosystem.

The platform combines automated compliance tools, APIs, SDKs, and regulatory monitoring services to ensure businesses meet jurisdictional requirements, protect against risks, and avoid regulatory breaches.

Key Features

Mandatory Compliance Oversight

• Ensures compliance enforcement across the Stobox infrastructure, meeting regulatory standards for digital asset management.

• Guarantees regulatory readiness for audits and inspections by maintaining compliance logs.

• Continuous monitoring to detect and mitigate financial crimes, fraud, and sanctions violations.

Built-In Compliance Tools

• KYC/KYB Verification Services:

  • Automated workflows for verifying individuals and corporate clients.

  • ID checks, biometric verification, and integration with global databases.

• AML Screening and Monitoring:

  • Real-time transaction monitoring with automated risk scoring.

  • Screening against sanctions lists, PEP databases, and blacklists.

• Travel Rule Compliance:

  • Adheres to the FATF Travel Rule by ensuring the transfer of sender and receiver details for digital asset transactions.

  • Interoperability with other VASPs for seamless compliance across jurisdictions.

• Risk Management Framework:

  • Ongoing monitoring of user behavior and transaction patterns to detect anomalies.

  • Automated alerts for suspicious transactions, enabling proactive intervention.

Regulatory Support and Reporting Tools

• Audit-Ready Logs:

  • Maintains a full audit trail for compliance reviews and external audits.

• Compliance Reports:

  • Pre-configured templates for AML filings, Suspicious Activity Reports (SARs), and regulatory reporting.

• Licensing and Legal Advisory:

  • Support for clients seeking regulatory licenses or updates to existing licenses.

  • Consultation services for jurisdiction-specific compliance setup.

Scalable Infrastructure for Compliance

• API and SDK Integration: Plug-and-play tools to embed compliance workflows into existing systems.

• Smart Contract Enforcement: Enables on-chain enforcement of compliance rules through programmable governance.

• Blockchain Analytics: Integration with tools like Chainalysis and Elliptic for tracking and analyzing blockchain transactions.

• Fireblocks Security Infrastructure: Institutional-grade security powered by Multi-Party Computation (MPC) technology for wallets and custody.

Service Models

Mandatory Compliance-as-a-Service (Default)

• Pre-configured and required for all enterprise clients who lack sufficient internal compliance systems.

• Fully managed by Stobox, covering KYC, AML, and risk monitoring.

Ideal For

• Clients without in-house compliance tools or teams.

• Businesses relying entirely on Stobox infrastructure for operations.

Benefits

• Seamless deployment without additional development costs.

• Ensures regulatory protection and minimizes non-compliance risks.

Advisory and Licensing Support

• Provides consultation and assistance for obtaining licenses in jurisdictions like the EU, UAE, and Switzerland.

• Helps develop compliance frameworks that align with jurisdictional rules.

---

Deliverables

1. Technology Access: APIs, SDKs, and compliance engines.

2. Documentation: User manuals, compliance checklists, and reporting frameworks.

3. Training Programs: Compliance and regulatory training for teams.

4. Support Services:

   1. Standard Support: Business hours assistance.

   2. Premium Support: 24/7 SLA-based services.

---

Fees and Pricing Structure

1. Subscription Fees: Recurring charges for compliance tools and services.

2. Transaction Fees: Pay-per-use pricing for KYC/AML checks and transaction monitoring.

3. Customization Fees: Additional charges for jurisdiction-specific rules and custom workflows.

4. Consulting Fees: Pricing for legal advisory, licensing, and compliance audits.

---

Legal Framework

• Intellectual Property Rights: Stobox retains ownership of proprietary technologies, with usage rights granted as per license terms.

• Compliance Obligations: Ensures all services align with AML/CFT laws, GDPR, and data privacy standards.

• Liability Protections: Limited liability clauses to protect against compliance failures.

• NDAs and Confidentiality Agreements: Guarantees privacy and data security.

---

The Stobox Digital Compliance Platform (DCP) is an essential service for enterprises operating on Stobox infrastructure that do not have sufficient internal compliance systems.

By offering a modular, scalable, and regulatory-ready platform, Stobox ensures businesses remain compliant, secure, and audit-ready while minimizing legal risks and operational costs.